For providers · Marketplace integration Onboarding partners

Be on every modern bank’s stack.

Klyqo is the Banking OS that challenger banks pick when they want to assemble their stack from best-of-breed providers, not from one vendor’s bundle. Integrate with us once. Get listed in the marketplace. Get paid every time a bank routes through you.

How it works

Three steps from integration to revenue.

Klyqo is the only place where a single integration distributes your product to a curated set of challenger banks. The marketplace handles procurement, contracting, and billing — you focus on shipping a great capability.

01 · Integrate
Build one adapter against our capability contract.
Each capability (KYC, cards, payments, ledger, fraud, notify) has a typed Zod contract. Implement the methods, ship the adapter, pass the conformance tests. Our team co-builds the first version with you.
02 · Get listed
Show up in every bank’s provider catalogue.
Once your adapter is live, you’re in the Klyqo marketplace. Banks browse by capability and region, see your product, and bind you to their tenant with one configuration change. No procurement back-and-forth.
03 · Get paid
Revenue share on every call routed through Klyqo.
We meter every dispatch from a bank tenant to your adapter. You pay Klyqo a share of the metered revenue; we handle the billing to the bank. One contract, one bill, predictable economics. Quarterly reporting.
Who we’re recruiting

Categories open for partnership.

If you build infrastructure for one of these, we want to talk. We’re especially keen on regional providers in markets where the incumbents don’t reach — Africa, LATAM, MENA, APAC.

KYC & identity
Document verification, biometrics, watchlist screening, KYB, ID matching for thin-file markets.
Live · Persona
Core banking
Modern cloud-native cores (Mambu, Thought Machine, Vault, Pismo). Plus the niche ones we don’t cover yet.
Integrating · Mambu
Cards & issuance
Virtual + physical card issuance, BIN sponsorship, scheme connectivity. Regional issuers especially welcome.
Open · Marqeta in flight
Payments & rails
Domestic schemes (Pix, UPI, SEPA Instant, FedNow), mobile money (M-Pesa, Multicaixa, Unitel Money), FX, cross-border.
Open · recruiting regional
Ledger & accounting
Double-entry ledgers, treasury management, IFRS 9 provisioning, reconciliation.
Open
Fraud & risk
Transaction fraud, behavioural risk, alt-data scoring, AML monitoring, sanctions screening.
Open
Notify & comms
Email, SMS, WhatsApp Business, push, in-app, voice. Transactional and engagement.
Open
Lending & credit
Credit bureaus, alt-data scoring, decisioning engines, collections, recovery.
Open
Compliance & reporting
Regulator-specific reporting (BNA, FCA, ECB, RBI, others), audit, transaction monitoring.
Open · jurisdiction-specific
The economics

Revenue share, transparent and predictable.

The deal is straightforward and the same shape for every provider in the marketplace. Specifics negotiated per partnership; ranges shown below.

How the meter works.

Every dispatch from a Klyqo bank tenant to your adapter is metered. You set your unit pricing with us (per-call, per-decision, per-customer, per-MAU — whatever fits your model). We bill the bank, you collect from us, we keep a revenue share for orchestration + distribution.

Klyqo share
15–25%
Of metered revenue routed through the marketplace. Lower end for high-volume / commodity capabilities, higher for low-volume / specialised.
You keep
75–85%
Of metered revenue, paid quarterly with full per-tenant breakdown. No retroactive changes — revenue share is contractually locked when you sign.
Bank distribution
1 contract
The bank signs once with Klyqo. You don’t do procurement, MSAs, or invoicing with each bank. You ship a great product, we handle commercial.
Why join now

The marketplace is small enough to matter, big enough to move.

We’re still in the design-partner phase — which is the moment when joining a marketplace is most valuable, because the providers shipping now will define the catalogue every later bank sees.

Honest, both directions

Klyqo today is a typed runtime + a seven-capability marketplace primitive with a handful of design-partner banks. We’re shipping toward full Banking OS scope and dozens of providers, but we are not Stripe Connect at scale yet.

What you get joining now: first-mover position in your capability category, co-build relationship with our team, contractually locked revenue share, and a referenceable design-partner relationship. What we ask: a real adapter you maintain, responsiveness to the first banks who pick you, and feedback on the marketplace mechanics.

If your product is mature and you want plug-and-play distribution at scale, we’re probably still too early. If you want to shape a marketplace at the moment it matters, this is exactly the time.

Apply to join the marketplace.

One email starts the conversation. We’ll come back with the capability contract, integration scope, and timeline. The first partnerships are with people we already know we’d ship with; everything else is a real evaluation.

Email diogo@klyqo.com Response within two business days